Get ahead of rate drops… without obsessing over the news.
Join Refi Guard and we’ll keep an eye on the market for you.
When rates hit a range that could actually make sense for your mortgage, we’ll reach out with options.
Tell us where you’re at today and we’ll do the tracking.
AMS Landing page v2
Because refinancing windows don’t stay open forever.
Most homeowners don’t miss refinancing because they don’t care. They miss it because life is busy.
Rates change fast, headlines are confusing, and nobody wants to waste time filling out forms just to get sold to.
That’s exactly why we built the Refi Rate Watch List.
If refinancing becomes a real opportunity (not just “a maybe”), we’ll let you know. Simple as that.
Here’s how it works
1
You join the list
Fill out the quick form so we know what to watch for.
2
We track the market
We keep an eye on rate trends as they shift.
3
We reach out when it matters
If rates improve enough to make a refinance worth looking at, we’ll text/email you and ask if you want to run options with a licensed loan officer.
This is perfect for you if…
You feel like your current rate is too high
You’ve thought about refinancing, but don’t want the pressure
You don’t want to constantly check rates
You just want someone to tell you when it’s actually worth exploring
- If refinancing doesn’t make sense for you right now, we’ll tell you that too.
Frequently Asked Questions
Do I have to refinance if I join the Rate Watch List?
If rates improve enough to make a refinance worth looking at, we’ll text/email you and ask if you want to run options with a licensed loan officer.
Will this affect my credit?
If rates improve enough to make a refinance worth looking at, we’ll text/email you and ask if you want to run options with a licensed loan officer.
What happens after I sign up?
If rates improve enough to make a refinance worth looking at, we’ll text/email you and ask if you want to run options with a licensed loan officer.
How often will you contact me?
If rates improve enough to make a refinance worth looking at, we’ll text/email you and ask if you want to run options with a licensed loan officer.
How do you know when it might make sense to refinance?
If rates improve enough to make a refinance worth looking at, we’ll text/email you and ask if you want to run options with a licensed loan officer.
Can I talk to someone sooner instead of waiting?
If rates improve enough to make a refinance worth looking at, we’ll text/email you and ask if you want to run options with a licensed loan officer.
Let’s make sure you don’t miss the moment.
Rates move quietly. Then suddenly everyone’s talking about them. Get ahead of that.
Your Mortgage Broker in Cape Coral FL & Louisville KY. We are licensed in Florida, Kentucky, and Indiana.
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Copyright © 2026 American Mortgage Solutions NMLS: 1364/MB73346
Licensed in: FL, KY, IN
FL-MBR1574, KY-MB73346
Copyright © 2026 American Mortgage Solutions NMLS: 1364/MB73346
Licensed in: FL, KY, IN
FL-MBR1574, KY-MB73346
American Mortgage Solutions follows all Equal Housing laws. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.
These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners. For information directly from HUD/FHA, visit https://www.hud.gov/guidance For information directly from the VA, visit http://www.benefits.va.gov/HOMELOANS/ For information directly from the USDA, visit http://www.usda.gov/wps/portal/usda/usdahome?navid=GRANTS_LOANS