Things To Consider Before Moving To South Florida

Moving to South Florida is your dream and you finally have the resources to make it a reality. Luckily, you have come to the right place. Before making your big move to Florida, take the following things into account.

4 Things To Consider Before Moving To South Florida

1. Manage Your Expectations When Commuting. Now, you may think that a 25-mile drive to your office from the home you are considering is not too much. You may have even commuted one Sunday afternoon and seen how easy it was. However, the situation will vary depending on the time you are commuting. A quick 20-minute drive during non-peak hours could take longer when it’s a busier time of the day or week. Before deciding where you want to purchase your new home, take into consideration the commute and travel time, especially if you go to work or school. Try to get a place that is more convenient to travel to and from, but still meets your wishes when it comes to your South Florida residence dreams.
2. Homeowners Associations Are Common in the Suburbs. Another thing to know about moving to South Florida is that a good number of homes are part of a community or a home association. If you’re moving to a place in the suburbs and you want something different, you’d better be ready to pay for it. Before making your big move to Florida, do your research, look for a place with an HOA, and ask them about the fee. It’s also important to understand what this fee entitles you to. Some HOA fees cover some maintenance, and some HOA fees cover absolutely nothing. You need to find out what type of HOA fee you will have to pay before making your big move to Florida.
3. Consider Hurricanes. Most people know that Florida is in a hurricane region, but they don’t always know what this means. Consider what location in Florida you are moving to, and do your research on which areas are more prone to hurricanes. Make sure to also check the home you are buying if it can withstand light hurricanes and if it is possible to get a shelter built on the property or if there is a nearby shelter. You may also want to check for insurance that will cover hurricane damage.
4. Research School Districts. While all counties have a school district, this does not mean all schools are equal. If schools are important to you, whether it is for your kids, your siblings, etc., then you may want to do your research on the different schools in South Florida and consider it as a factor. Make sure to see what schools are more promising for you or are within your budget, but will provide the best quality education you need.

Your Mortgage Team at American Mortgage Solutions

There are a lot of things you need to consider before you go and pack your bags. From knowing what type of community you will be living in, to knowing if you can afford a home in your area, it’s important to look into these things before making your big move.

If you are looking for a home loan in Cape Coral, you can contact American Mortgage Solutions. We will help you find the perfect mortgage solution for you to get the home of your dreams. Contact us today at (502) 327-9770 to learn more.