Get ahead of rate drops… without obsessing over the news.

Join Refi Guard and we’ll keep an eye on the market for you.

When rates hit a range that could actually make sense for your mortgage, we’ll reach out with options.

Brady Webb

Tell us where you’re at today and we’ll do the tracking.

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Because refinancing windows don’t stay open forever.

Most homeowners don’t miss refinancing because they don’t care. They miss it because life is busy.

Rates change fast, headlines are confusing, and nobody wants to waste time filling out forms just to get sold to.

That’s exactly why we built the Refi Rate Watch List.

If refinancing becomes a real opportunity (not just “a maybe”), we’ll let you know. Simple as that.

Here’s how it works

You join the list

Fill out the quick form so we know what to watch for.

We track the market

We keep an eye on rate trends as they shift.

We reach out when it matters

If rates improve enough to make a refinance worth looking at, we’ll text/email you and ask if you want to run options with a licensed loan officer.

This is perfect for you if…

You feel like your current rate is too high

You’ve thought about refinancing, but don’t want the pressure

You don’t want to constantly check rates

You just want someone to tell you when it’s actually worth exploring

Frequently Asked Questions

Do I have to refinance if I join Refi Guard?

No. There is no obligation to refinance.

Refi Guard simply monitors the market and your current loan. If interest rates drop or there’s a potential opportunity to improve your mortgage, we’ll notify you and explain your options.

You always decide if and when you want to move forward.

Will this affect my credit?

No. Joining Refi Guard does not affect your credit score.

We do not pull your credit just to monitor rates. We simply watch market conditions and notify you if a refinance opportunity may exist.

Your credit would only be checked if you choose to move forward with a refinance application.

What happens after I sign up?

Once you sign up for Refi Guard:

If the numbers make sense, we’ll walk you through the details and help you decide whether it’s worth pursuing.

How often will you contact me?

Only when it matters.

We typically reach out when interest rates drop or when there may be a meaningful opportunity to improve your mortgage, such as lowering your payment, shortening your loan term, or accessing equity.

You won’t receive constant messages—just important updates when something worth reviewing happens.

How do you know when it might make sense to refinance?

Our team reviews several factors, including:

If the numbers show a clear financial benefit, we’ll notify you and explain the opportunity.

Can I talk to someone sooner instead of waiting?

Absolutely.

If you’d like to review your mortgage now, you can schedule a quick conversation with our team anytime. We’ll take a look at your current loan and see if there are opportunities available today.

Otherwise, Refi Guard will continue monitoring the market and notify you when the timing may be right.

Is Refi Guard free?

Yes. Refi Guard is a free service we offer to help homeowners stay informed about opportunities to improve their mortgage. There’s no cost and no obligation.

Let’s make sure you don’t miss the moment.

Rates move quietly. Then suddenly everyone’s talking about them. Get ahead of that.

Your Mortgage Broker in Cape Coral FL & Louisville KY. We are licensed in Florida, Kentucky, and Indiana.

Licensed in: FL, KY, IN

FL-MBR1574, KY-MB73346

Designed and Developed by Shape Software

Licensed in: FL, KY, IN

FL-MBR1574, KY-MB73346

Designed and Developed by Shape Software

American Mortgage Solutions follows all Equal Housing laws. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.

These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners. For information directly from HUD/FHA, visit https://www.hud.gov/guidance For information directly from the VA, visit http://www.benefits.va.gov/HOMELOANS/ For information directly from the USDA, visit http://www.usda.gov/wps/portal/usda/usdahome?navid=GRANTS_LOANS