BANK STATEMENT LOANS

in Indiana, Colorado, Kentucky, Tennessee, Florida or Texas.

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Bank Statement Loans

Brady Webb
September 30, 2024

Did a big bank turn you away because you tried to apply for a mortgage without a W2?

This is an all-too-common scenario among self employed borrowers who do not have traditional employment situations.

But you do not need to be a traditional employee to purchase a home.

In fact, the process can be fast and easy with our bank statement loan program.

What is a Bank Statement Loan?

When you apply for a mortgage, you need to document your income. The traditional route is to provide a W2.

A bank statement loan does not require a W2. Instead, your bank statements are used to assess your income when you apply for a mortgage.

Who Should Apply for a Bank Statement Loan in Kentucky or Florida?

A variety of professionals may find it useful to apply for a bank statement loan. Some examples include:

Not sure whether you should apply for a bank statement loan? You can contact us and set up a consultation to find out whether this is the type of mortgage process for your needs.

What are the Benefits of a Bank Statement Loan in Florida or Kentucky?

Applying for a bank statement loan provide you with these advantages:

You can successfully complete the mortgage application process. You might not be able to complete the traditional paperwork, but that will not stop you from successfully getting a bank statement loan.
The lending process is fast and easy with bank statements. The paperwork is minimal, making for a streamlined, stress-free experience.
Because we can complete the bank statement loan process so quickly, you can close fast on a property.
You will be working with experienced bank statement loan experts who understand your employment scenario. We will never ask you to jump through hoops you are unable to jump through. We only ask you for what you can provide. We also will not treat you as inherently riskier just because you are self-employed.

Apply Now for a Bank Statement Loan in Louisville, KY, Cape Coral, FL, or Beyond

Are you ready to apply for a mortgage in a quick, easy way that suits your status as a self-employed person or business owner? Please give us a call today at (502) 327-9770 to schedule your consultation in Kentucky, or at (239) 766-8344 to schedule your consultation in Florida.

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Your Mortgage Broker in Cape Coral FL & Louisville KY. We are licensed in Indiana, Colorado, Kentucky, Tennessee, Florida and Texas.

Licensed in: FL, KY, TN, IN, CO, TX

FL-MBR1574, TN-135166

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CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

American Mortgage Solutions follows all Equal Housing laws. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.

These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners. For information directly from HUD/FHA, visit https://www.hud.gov/guidance For information directly from the VA, visit http://www.benefits.va.gov/HOMELOANS/ For information directly from the USDA, visit http://www.usda.gov/wps/portal/usda/usdahome?navid=GRANTS_LOANS