Top Rated Mortgage Lenders in Louisville, KY

Find a Competitive Mortgage in Louisville, Kentucky

American Mortgage Solutions is a top-rated Louisville mortgage broker that can help you buy a home or refinance in Louisville or anywhere in Kentucky.

As a local mortgage broker, American Mortgage Solutions can connect you with a wide range of loan options, from VA Loans and FHA Loans to Jumbo Loans and everything in between.

Our team of experienced professionals understands the ins and outs of the mortgage lending process, closing costs and monthly payments, and can guide you every step of the way, from pre-approval to closing. Plus, our offices in Louisville KY make it easy to meet in person to discuss your mortgage needs and goals.

Whether you’re a first-time homebuyer or a seasoned real estate investor, American Mortgage Solutions can help you find the right mortgage product to achieve your homeownership dreams in Louisville KY and beyond.

Lower Your Payment. Gain Peace of Mind.

We’ll help you refinance to a better rate or term — saving you money and keeping your goals front and center.

Let Your Home Help Fund Your Future

Turn the value in your home into cash for renovations, debt consolidation, or big life moments — with guidance every step of the way.

Access Your Equity — Keep Your Low Rate

A HELOC lets you tap into your home’s value without refinancing, so you keep your current mortgage and interest rate intact.

The Mortgage Partner People Love

Mortgage Loan Programs We Offer in Louisville: Find Your Dream Home with American Mortgage Solutions

You have unique needs, obstacles and goals as a homebuyer. To achieve those goals, you need a mortgage that is an ideal fit for your scenario.

As your mortgage broker in Louisville KY, American Mortgage Solutions can help you find the right mortgage lender and mortgage loan products. Explore the different loan options we offer in Kentucky below.

Conventional
VA Loans
FHA Loans
FHA 203k Loans
USDA Loans
Jumbo

Reverse Mortgage
First Time Home Buyer
Certified Divorce Lending
Investment Property Loans
Bank Statement Loans
2/1 Buydown

Why Borrowers Recommend Us

Highly recommend

"Brady and his team are detail oriented and work to make sure the realtor and client have the best experience. They help train realtors to be more effective and grow their business and they help homebuyers find the best programs and qualify for the best rates."

Extremely professional

"Brady and the AMS team worked efficiently and effectively with my family and I to purchase our first home. Extremely professional group that I would recommend to anyone in the market for a home."

Can't thank them enough!

"Brady Webb and Matt were fantastic to work with! They were very patient with me, as my loan situation was complicated and took some time to finalize! Throughout the entire process Matt was with me all the way to explain my best coarse of action, and to get me the best interest rate."

Mortgage Solutions for Every Buyer

We know that no two homebuyers are the same. That’s why we offer a variety of mortgage solutions designed to fit different financial needs and goals. Whether you’re purchasing your first home, upgrading to your dream property, or investing in real estate, our team is here to make the process seamless and efficient.

First-Time Homebuyers

Buying your first home is an exciting milestone, but it can also feel overwhelming. Our team is here to simplify the experience with clear guidance and accessible loan options. Our mortgage lenders in Louisville, KY walk you through everything, from pre-qualification to closing, so you can make informed decisions without the guesswork. With our expertise, you can secure a loan with competitive rates and flexible terms that make homeownership a reality.

Home Refinancing Made Easy

Refinancing your mortgage can be a smart way to reduce your monthly payments, access home equity, or shorten your loan term. At American Mortgage Solutions, we help you explore all your refinancing options to see what fits your financial goals. Our team handles the paperwork, communicates every detail clearly, and works to get you the best possible rates. Whether you want to switch from an adjustable-rate mortgage to a fixed-rate or tap into your home's equity, we're ready to help.

Investment Property Loans

Real estate investment can be a powerful way to build wealth, but securing the right financing is crucial. Our investment property loans are designed with investors in mind, offering flexible terms and competitive rates to maximize your return on investment. Whether you're purchasing your first rental property or expanding your portfolio, our team will work with you to identify the best financing solutions.

VA and FHA Loan Options

For veterans, active military members, and first-time buyers, VA and FHA loans offer fantastic opportunities to secure home financing with lower down payments and favorable terms. As an experienced mortgage lender, we streamline the application process, helping you access the benefits you deserve without hassle.

Fast and Easy Pre-Qualification

We understand that timing is everything in real estate. That's why we've designed our pre-qualification process to be quick and simple. With our online application, you can get started from the comfort of your home, receiving same-day approvals and rate quotes. This means you can move forward confidently, knowing your financing is in place.

From the initial application to the closing table, our mortgage lenders in Louisville, KY are committed to making your experience as smooth and stress-free as possible.

Why Choose Us, American Mortgage Solutions?

When it comes to financing your dream home, you deserve a partner that understands your goals and supports you every step of the way. At American Mortgage Solutions, we're more than just mortgage lenders in Louisville, KY—we're your advocate in the home-buying process. With decades of experience in the mortgage industry, we've built a reputation as one of the most trusted mortgage lenders in Louisville, KY, and the surrounding areas. Here are a few reasons people rely on our team:

Experience

With more than 20 years serving homebuyers and homeowners in Louisville and throughout the states of Kentucky, Florida, Indiana, Colorado and Tennessee, we have encountered countless different loan scenarios. We are prepared to help you overcome any challenges so you can move into your new home.

Loan Products for Every Need

You can apply for popular mortgage products like FHA, VA, USDA, conventional and jumbo loans when you work with AMS. But we also offer specialized products and services like investment property loans, certified divorce lending and more.

Local Knowledge and Connections

Because we are based in Louisville, we have a well-established network of local lenders and real estate professionals. We can connect you with the right mortgage fast and guide you through other aspects of the home-buying process. You can also learn more about what it is like to live in Louisville while chatting with our loan experts.

Streamlined Loan Process

We believe that getting a mortgage shouldn't be stressful or confusing. That's why our team is dedicated to simplifying each step, from pre-qualification to closing. Whether you're a first-time homebuyer, a seasoned property investor, or looking to refinance, we'll guide you through your options and find the best loan for your financial situation. Our approach is built around understanding your unique needs, educating you on your options, and helping you make confident decisions. Enjoy a rapid, simple loan process from start to finish, no matter your personal mortgage scenario.

Top-Shelf Customer Service

Our commitment to personalized service and transparent communication sets us apart, making the mortgage process smooth and straightforward for all our clients. Look forward to reliable communication and support through every step of the mortgage process. Our team at AMS will make applying for a mortgage smooth and enjoyable.

Choosing American Mortgage Solutions means choosing a partner who genuinely cares about your journey to homeownership. We’re committed to not just meeting your expectations but exceeding them at every turn.

Buy a Home or Refinance in Louisville, KY Today

At American Mortgage Solutions, we can answer all your questions about buying a home in Louisville or beyond while helping you find the affordable, flexible mortgage you are looking for. To get started, call us at(502) 327-9770, or click below. We look forward to meeting with you during your consultation.

Please note that we also are licensed and provide home loans in Florida, Colorado, Tennessee, Texas and Indiana.

Get Your Free Mortgage Quote

No obligation, no hard credit check required.

Discover Your Dream Home

At American Mortgage Solutions, we don’t just help you secure financing—we help you find your perfect home. Our partnership with local real estate agents ensures that you have access to the best properties in Louisville, KY, and the surrounding areas. Whether you’re looking for a cozy starter home, a spacious family residence, or an investment property, we make it easy to connect with the right professionals and resources.

Home Search Made Easy

Our team simplifies your home search by providing access to the latest listings, market insights, and expert advice. We understand the Louisville market, giving you a competitive edge when it comes to finding the right property.

Connecting You With Real Estate Experts

We work closely with experienced real estate agents who know the local neighborhoods inside and out. This means you get insider knowledge and professional guidance, making your search faster and more efficient.

Financing and Home Buying in One Place

What sets us apart is our ability to combine mortgage services with home search support. You won’t have to juggle multiple contacts or chase down information—we handle it all for you. Our seamless integration means less stress and more time to focus on choosing the perfect home.

Market Insights and Neighborhood Knowledge

Our local expertise helps you understand the market trends and neighborhood features that matter most. Whether you’re buying in downtown Louisville or exploring suburban communities, we provide insights that help you make informed decisions.

Your Trusted Partner in Homeownership

At American Mortgage Solutions, we don’t just help you secure a mortgage—we partner with you throughout your homeownership journey. From the first steps of pre-qualification to the moment you receive your keys, we’re right there beside you, offering guidance and support. Our commitment to transparent communication and personalized service has made us the trusted mortgage lenders in Louisville, KY and beyond.

Expert Guidance Every Step of the Way

We believe that buying a home should be a positive, empowering experience. That’s why we prioritize clear communication and expert guidance. Our team takes the time to explain every detail of your mortgage, so you understand your options and feel confident moving forward.

Long-Term Support for Your Mortgage Needs

Homeownership doesn’t end at closing, and neither does our support. We stay connected, offering assistance with refinancing, equity loans, and more as your needs evolve. Whether market conditions change or your financial goals shift, we’re here to help you make the best decisions for your future.

A Local Lender With National Reach

While we’re proud to be one of the top mortgage lenders in Louisville, KY, our services extend far beyond local borders. We have the experience and expertise to serve clients across the country, offering the same level of dedicated service and attention to detail no matter where you call home.

Community-Focused and Client-Driven

As a locally-based lender, we’re invested in the community. We understand the unique challenges and opportunities of the Louisville market, and we use that knowledge to better serve our clients. We’re not just helping you buy a house—we’re helping you become part of a community.

Get Started on Your Path to Homeownership

Ready to make your dream of homeownership a reality? At American Mortgage Solutions, we’re here to help you every step of the way. Contact us today to get started with a free consultation and discover how easy the mortgage process can be when you work with a trusted partner. We hope to hear from you soon, and we look forward to working with you.

American Mortgage Solutions – Louisville KY is located on 9900 Corporate Campus Dr #9000, Louisville, KY. FromLouisville International Airport (SDF) take I-264 E to US-60 E/Shelbyville Rd, and take exit 20 from I-264 E. Then head southwest on Terminal Dr, and take the ramp onto I-264 E. Next keep left to stay on I-264 E, and keep left to stay on I-264 E. After that use the right 2 lanes to take exit 20 to merge onto US-60 E/Shelbyville Rd toward Middletown, and continue on US-60 E/Shelbyville Rd to your destination in Jeffersontown. Afterwards, merge onto US-60 E/Shelbyville Rd, and turn right onto S Hurstbourne Pkwy, then turn left onto Stone Creek Pkwy. Finally, turn right, and American Mortgage Solutions – Louisville, KY will be on the right.

We’re open: Sunday-Saturday 8:00 AM – 9:00 PM

For additional questions, you can call us at (502) 327-9770or find us on Yelp.

Your Mortgage Broker in Cape Coral FL & Louisville KY. We are licensed in Florida, Kentucky, and Indiana.

Licensed in: FL, KY, IN

FL-MBR1574, KY-MB73346

Designed and Developed by Shape Software

Licensed in: FL, KY, IN

FL-MBR1574, KY-MB73346

Designed and Developed by Shape Software

American Mortgage Solutions follows all Equal Housing laws. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.

These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners. For information directly from HUD/FHA, visit https://www.hud.gov/guidance For information directly from the VA, visit http://www.benefits.va.gov/HOMELOANS/ For information directly from the USDA, visit http://www.usda.gov/wps/portal/usda/usdahome?navid=GRANTS_LOANS