Buy a Home

in Indiana, Colorado, Kentucky, Tennessee, Florida, Missouri or Kansas.

We’re trusted Nationally by top platforms:


If you are in the process of shopping for a home in Indiana, Colorado, Kentucky, Tennessee, Florida, Missouri or Kansas, you need to find a home purchase loan that offers the flexible, competitive features you are looking for.

American Mortgage Solutions makes it easy to buy a home with a wide variety of loan products. We offer a mortgage for every need.

What Type of Home Loan is Right for You?

Conventional

A conventional conforming loan lets you borrow within the Fannie Mae and Freddie Mac loan limits. We offer fixed and adjustable rates, a range of loan terms, and down payments as low as 3%.

VA Loans

Veterans, active duty service members and eligible surviving spouses may apply for VA mortgages. Backed by the US Department of Veterans Affairs, VA loans feature no down payment requirement and no PMI. They also have easy qualification requirements and competitive rates.

FHA Loans

Another type of mortgage you can apply for if you are looking for a low down payment is an FHA mortgage. The Federal Housing Administration backs this type of loan, which can have a down payment as low as 3.5%, competitive rates, and easy qualification requirements.

FHA 203k Loans

If you want to buy a home and renovate it at the same time, you can bundle the costs together with an FHA 203k loan.

USDA Loans

If you are shopping for a home in a rural part of Kentucky or Florida, you can apply for a USDA mortgage. This type of income-based home loan is insured by the US Department of Agriculture, and requires zero down payment.

Jumbo

If you need to borrow more than you can within the Fannie Mae and Freddie Mac conforming loan limits to purchase your dream home, a jumbo mortgage makes it possible.

First Time Home Buyer

A number of different types of mortgages in this list are suitable if you are shopping for your first home. We can walk you through the process and help you identify the type of home loan that is right for your needs.

Investment Property

If you are shopping for a second home or vacation home, we can help you invest in residential real estate in Florida or Kentucky.

Bank Statement Loans

Are you self-employed, or do you own your own business? You can apply for a mortgage quickly and easily with a bank statement loan. This type of mortgage does not require you to furnish a W-2 during the application process.

Reverse Mortgage

American Mortgage Solutions Helps seniors apply for reverse mortgages in Louisville and throughout Kentucky, Florida, Colorado, Indiana, and Tennessee.

American Mortgage Solutions Can Help You Choose the Ideal Mortgage

Are you unsure what type of home loan to apply for? You can determine the ideal type of mortgage by assessing your qualifications and your goals.

Qualification factors to consider include your income, credit score, debt-to-income (DTI) ratio, your employment status, and your veteran status. You also should think about how much of a down payment you can afford as well as what you can afford to pay on your mortgage each month.

Some additional considerations include where is your house will be located as well as how long you are planning to live in it.

When you schedule a consult with us, we can help you to go over all of these considerations, and let you know which mortgage products can help you achieve your goals.

See What Our Clients Are Saying About Us!

Crystal Rhodes
Crystal Rhodes
17:30 30 Nov 22
Carli Sherman
Carli Sherman
18:47 28 Nov 22
Kris was wonderful! She went above and beyond for us. we couldn't be more thankful
Scott Chapman
Scott Chapman
14:56 28 Nov 22
American Mortgage was extremely helpful and and got me taken care of immediately. They are the best!
Naomy Sanabria
Naomy Sanabria
17:59 23 Nov 22
Travis Egan was great! I was a first time home buyer and he explained everything in great detail and answered any questions I had. I definitely recommend AMS!
Gary Medley
Gary Medley
17:13 23 Nov 22
Travis and American Mortgage Solutions financed the purchase of my daughter's home in KY. The process was smooth and all communications were very timely. It went so well that I had them do a re-finance on my home in FL.
adam mather
adam mather
17:21 08 Nov 22
We have used them multiple times and Brady and his team have always be n the best. We wouldn’t go anywhere else!
Wendy Turner
Wendy Turner
18:12 30 Aug 22
Travis Egan with American Mortgage Solutions made the home buying process extremely easy. Any questions I had, he was right there to answer them in a way that made complete sense. I would recommend Travis and his team 100 times over.
Sandra Mlinarcik
Sandra Mlinarcik
21:31 11 Aug 22
Travis, and everyone involved with the loan process, has been very responsive and supportive. I can recommend American Mortgage Solutions unconditionally. This company exceeded my expectations.
Miguel Blanco
Miguel Blanco
17:14 14 Jul 22
I have to say, I've been working with Jennifer Meinecke and she is absolutely amazing! Very Professional, knowledgeable and helpful. I just want to tell Hern thank you so much for all you do! I will continue working with you!
Ashley Vanvleet
Ashley Vanvleet
23:21 01 Jul 22
We had a great experience with this company! Kerie is amazing and was so helpful throughout the whole process. Buying a home is an overwhelming experience, especially as a first time home buyer, but they made the experience so seamless! Would definitely recommend!
Railey Cain
Railey Cain
21:43 22 Jun 22
Kris is not only very professional during the entire process, she also made it easy and stress free for us! She was so helpful, and her attitude is always positive and upbeat! I would recommend this company looking to purchase a home! Whenever something needed done, Kris was two steps ahead tackling it!
Mike Hesketh
Mike Hesketh
19:58 12 Jun 22
American Mortgage Solutions was everything you would want for the process - responsive and timely with communication, technically strong with great advice in finding the structure that worked best for us, and accurate/reliable in executing the full process.A very positive experience.
Mikayla McGraw
Mikayla McGraw
15:27 07 Jun 22
I worked with Kris Raines during my homebuying experience and she was amazing to say the least! She took so much stress off of the whole process and really made it as easy as possible. She was very responsive very kind and very informative. I highly recommend working with her as she will make the process as smooth as possible for you. I felt she took very good care of me as a client she kept me informed of where we were at in the process as well as prioritized any questions I had and got back to me very quickly. I have three kids two dogs and was moving cross country from Washington to Florida so a lot going on. Kris took so much weight off of moving from me. I can’t thank her enough which is why writing this review because it’s the least I could do. If you are in the process of buying a home or looking to buy a home please get in contact with her because you will have an amazing experience!
Steven H
Steven H
16:01 26 May 22
Jeremy Fultineer
Jeremy Fultineer
18:07 24 May 22
American Mortgage Solutions has the best customer service. They make the mortgage loan process easy and comfortable. Five Stars!
candace Spalding
candace Spalding
16:45 13 Apr 22
Very helpful and detailed on everything!! Super friendly
cindy calvert
cindy calvert
19:15 12 Apr 22
Easiest process I have every been through-Thank you
Janet Brandenburg
Janet Brandenburg
21:09 11 Apr 22
We have had 3 contracts , first one fell through because it did not pass inspection, 2nd one was new construction that fell way behind and the 3rd one was our perfect home. Travis was there through all the ups and downs. He was always available to answer any questions we had.Danielle was our loan processor, she walked us through all the things we needed to get together. She would communicate with us and answer any questions we had.I would recommend Travis and Danielle to anyone, family and friends. This was by far the best experience in buying property that we have had in the last 30 years.Professional and friendly, the best.
Joanna Erickson
Joanna Erickson
15:17 07 Apr 22
Every bank told me they couldn’t help me refinance because I hardly had any credit score due to not using credit cards but this business got me approved immediately and now my credit score is well over 700. I highly recommend!
Barbara Durkee
Barbara Durkee
13:21 07 Apr 22
James Lyons
James Lyons
18:14 25 Mar 22
Travis was very professional and courteous.
Kylie Nustad
Kylie Nustad
22:34 24 Mar 22
I loved working with Jennifer Meinecke! She was so helpful, friendly and knowledgeable! I highly recommend working with her and this company!
Virginia Brown
Virginia Brown
00:13 24 Mar 22
Can I share with you what a great company this is!!! Jennifer Meinecke is so sweet and hands down the one I would recommend. She actually cares about you and your needs which is phenomenal!!! It’s hard to find an honest person to really put your trust in, but I will be definitely using her knowledge and help again and refer EVERYONE I know to her!! Thank you for being so awesome at what you do, it shows!!
D Wright
D Wright
14:27 23 Mar 22
Jennifer Meinecke helped our daughter and son-in-law purchase their home. She was very friendly and diligent. She was helpful to make sure any issue was resolved quickly.
Jonathan Crosby
Jonathan Crosby
15:22 22 Mar 22
Helped me with my first mortgage. Easy to work with.
John-Michael Criswell
John-Michael Criswell
15:19 22 Mar 22
This company was excellent to work with. Most of the time people only share reviews about companies if they had a negative experience. But my experience was so good with this company that I was compelled to write a review. I highly recommend them for your mortgage needs!
Aw Chestnut
Aw Chestnut
18:23 17 Mar 22
They helped me get a solid loan and did not have to worry at all thanks guys!💖
Cassandra Brown
Cassandra Brown
15:26 16 Mar 22
This is such a great company to get a mortgage from! They helped me from A to Z and navigate my first home buying experience with ease! They are available day and night and will go above and beyond to help you get that mortgage! I will refer all my family and friends here
Juan Vega
Juan Vega
19:02 07 Jan 22
Brady and his team exceeded all of my expectations.Easy to communicate with them and they get the job done.
Sheena Odom
Sheena Odom
16:09 09 Dec 21
Tara is great! She is extremely professional and always available when needed. Highly recommend.
js_loader

Buy Your Dream Home Now

Are you ready to own your own home? To apply now, please contact American Mortgage Solutions.

To set up your consultation, call (502) 327-9770 in Kentucky or (239) 766-8344 in Florida. We look forward to connecting you with your ideal home purchase loan.