If you are in the process of shopping for a home in Indiana, Colorado, Kentucky, Tennessee, or Florida, you need to find a home purchase loan that offers the flexible, competitive features you are looking for.
American Mortgage Solutions makes it easy to buy a home with a wide variety of loan products. We offer a mortgage for every need.
A conventional conforming loan lets you borrow within the Fannie Mae and Freddie Mac loan limits. We offer fixed and adjustable rates, a range of loan terms, and down payments as low as 3%.
Veterans, active duty service members and eligible surviving spouses may apply for VA mortgages. Backed by the US Department of Veterans Affairs, VA loans feature no down payment requirement and no PMI. They also have easy qualification requirements and competitive rates.
If you want to buy a home and renovate it at the same time, you can bundle the costs together with an FHA 203k loan.
If you are shopping for a home in a rural part of Kentucky or Florida, you can apply for a USDA mortgage. This type of income-based home loan is insured by the US Department of Agriculture, and requires zero down payment.
A number of different types of mortgages in this list are suitable if you are shopping for your first home. We can walk you through the process and help you identify the type of home loan that is right for your needs.
If you are shopping for a second home or vacation home, we can help you invest in residential real estate in Florida or Kentucky.
Are you unsure what type of home loan to apply for? You can determine the ideal type of mortgage by assessing your qualifications and your goals.
Qualification factors to consider include your income, credit score, debt-to-income (DTI) ratio, your employment status, and your veteran status. You also should think about how much of a down payment you can afford as well as what you can afford to pay on your mortgage each month.
Some additional considerations include where is your house will be located as well as how long you are planning to live in it.
When you schedule a consult with us, we can help you to go over all of these considerations, and let you know which mortgage products can help you achieve your goals.
Are you ready to own your own home? To apply now, please contact American Mortgage Solutions.
American Mortgage Solutions is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.