Buy a Home

in Indiana, Colorado, Kentucky, Tennessee, or Florida.

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If you are in the process of shopping for a home in Indiana, Colorado, Kentucky, Tennessee, or Florida, you need to find a home purchase loan that offers the flexible, competitive features you are looking for.

American Mortgage Solutions makes it easy to buy a home with a wide variety of loan products. We offer a mortgage for every need.

What Type of Home Loan is Right for You?

Conventional

A conventional conforming loan lets you borrow within the Fannie Mae and Freddie Mac loan limits. We offer fixed and adjustable rates, a range of loan terms, and down payments as low as 3%.

VA Loans

Veterans, active duty service members and eligible surviving spouses may apply for VA mortgages. Backed by the US Department of Veterans Affairs, VA loans feature no down payment requirement and no PMI. They also have easy qualification requirements and competitive rates.

FHA Loans

Another type of mortgage you can apply for if you are looking for a low down payment is an FHA mortgage. The Federal Housing Administration backs this type of loan, which can have a down payment as low as 3.5%, competitive rates, and easy qualification requirements.

FHA 203k Loans

If you want to buy a home and renovate it at the same time, you can bundle the costs together with an FHA 203k loan.

USDA Loans

If you are shopping for a home in a rural part of Kentucky or Florida, you can apply for a USDA mortgage. This type of income-based home loan is insured by the US Department of Agriculture, and requires zero down payment.

Jumbo

If you need to borrow more than you can within the Fannie Mae and Freddie Mac conforming loan limits to purchase your dream home, a jumbo mortgage makes it possible.

First Time Home Buyer

A number of different types of mortgages in this list are suitable if you are shopping for your first home. We can walk you through the process and help you identify the type of home loan that is right for your needs.

Investment Property

If you are shopping for a second home or vacation home, we can help you invest in residential real estate in Florida or Kentucky.

Bank Statement Loans

Are you self-employed, or do you own your own business? You can apply for a mortgage quickly and easily with a bank statement loan. This type of mortgage does not require you to furnish a W-2 during the application process.

American Mortgage Solutions Can Help You Choose the Ideal Mortgage

Are you unsure what type of home loan to apply for? You can determine the ideal type of mortgage by assessing your qualifications and your goals.

Qualification factors to consider include your income, credit score, debt-to-income (DTI) ratio, your employment status, and your veteran status. You also should think about how much of a down payment you can afford as well as what you can afford to pay on your mortgage each month.

Some additional considerations include where is your house will be located as well as how long you are planning to live in it.

When you schedule a consult with us, we can help you to go over all of these considerations, and let you know which mortgage products can help you achieve your goals.

See What Our Clients Are Saying About Us!

Crystal Dancer
Crystal Dancer
16:39 04 Sep 21
Tara King is a gem to work with! She was highly informative, responsive to my needs and was able to work miracles that others hadn’t been able to achieve! I would highly recommend working with Tara and American Mortgage Solutions for all your lending needs!
Dustin Talacko
Dustin Talacko
14:15 04 Sep 21
We are on our 4th mortgage and just used Tara for the first time. She is the best that we have ever used and will use her on all investment properties moving forward. Creative, responsive and on top of the fine details. Strongly recommend.
Kevin Pate
Kevin Pate
13:47 03 Sep 21
Brady and Travis are some of the best people that you will ever meet in the mortgage business! Genuine, friendly, professional, trustworthy.No need to go anywhere else for your your home buying services!!!
Daleigh Kranz
Daleigh Kranz
00:24 03 Sep 21
American Mortgage Solutions handled our mortgage loan perfectly. The team was friendly and fast, and were always easy to get in touch with. Thank you!
Allison Riggs
Allison Riggs
16:55 02 Sep 21
American Mortgage Solutions put my family first! I'm so glad we chose them for our mortgage needs. The communication was great and everything was finished quickly!
Evan Fowler
Evan Fowler
18:42 30 Jul 21
American Mortgage Solutions did an amazing job for me! Communication was top tier, and I always felt well-educated. I always recommend them for mortgage loan needs.
Rhonda Burden
Rhonda Burden
09:40 22 Jul 21
Travis and Brady were so knowledgeable and professional it made this process go so smoothly that we were able to close quicker than anyone could believe! The care and personalization that was given you would have thought that it was them buying a home for their own family! I can not say enough positive things about the smoothness and professionalism and personal care that came from using American Mortgage. God could not have steered us in a better direction. Is was clear to me once we started moving through this process that this was the mortgage company we were supposed to use. Thanks to them (& God first, of course) we have our beautiful Florida home! Many many thanks to Travis & Brady!
Tim Davis
Tim Davis
20:24 20 Jul 21
Brady and his TEAM at American Mortgage Solutions are top notch and very knowledgeable in this ever changing mortgage and real estate industry. I am working closely with them to provide financing for those with financing struggles; whether it be self employed borrowers, foreign nationals or even those who may have had certain credit setbacks.All in all, you can know that you will be taken care of honestly.
Laura Brian Sawdo
Laura Brian Sawdo
11:46 16 Jul 21
AMS has been an exceptional company to work with. The are attentive to our needs and very timely in their responses to our requests. They have given us sound advice to some of our most challenging hurdles with buying a home or refinancing our current home. I sincerely appreciate all they have done to make the loan process as seamless and painless as possible! Thank you AMS, you have restored my faith in mortgage companies!
Stephanie Burkhardt
Stephanie Burkhardt
15:52 14 Jul 21
Kristal at American Mortgage Solutions helped make our dream of owning a home a reality! We just purchased our first home in June and have heard how stressful the process can be. Kristal was attentive and informative during every step of the way and made it as seamless and stress-free as possible for us. I literally could not have asked for a better experience and will recommend her to anyone and everyone I know for their mortgage needs!

Buy Your Dream Home Now

Are you ready to own your own home? To apply now, please contact American Mortgage Solutions.

To set up your consultation, call (502) 327-9770 in Kentucky or (239) 766-8344 in Florida. We look forward to connecting you with your ideal home purchase loan.