If you are in the process of shopping for a home in Indiana, Colorado, Kentucky, Tennessee and Florida you need to find a home purchase loan that offers the flexible, competitive features you are looking for.
American Mortgage Solutions makes it easy to buy a home with a wide variety of loan products. We offer a mortgage for every need.
What Type of Home Loan is Right for You?
Conventional
A conventional conforming loan lets you borrow within the Fannie Mae and Freddie Mac loan limits. We offer fixed and adjustable rates, a range of loan terms, and down payments as low as 3%.
VA Loans
Veterans, active duty service members and eligible surviving spouses may apply for VA mortgages. Backed by the US Department of Veterans Affairs, VA loans feature no down payment requirement and no PMI. They also have easy qualification requirements and competitive rates.
FHA Loans
Another type of mortgage you can apply for if you are looking for a low down payment is an FHA mortgage. The Federal Housing Administration backs this type of loan, which can have a down payment as low as 3.5%, competitive rates, and easy qualification requirements.
FHA 203k Loans
If you want to buy a home and renovate it at the same time, you can bundle the costs together with an FHA 203k loan.
USDA Loans
If you are shopping for a home in a rural part of Kentucky or Florida, you can apply for a USDA mortgage. This type of income-based home loan is insured by the US Department of Agriculture, and requires zero down payment.
Jumbo
If you need to borrow more than you can within the Fannie Mae and Freddie Mac conforming loan limits to purchase your dream home, a jumbo mortgage makes it possible.
First Time Home Buyer
A number of different types of mortgages in this list are suitable if you are shopping for your first home. We can walk you through the process and help you identify the type of home loan that is right for your needs.
Investment Property
If you are shopping for a second home or vacation home, we can help you invest in residential real estate in Florida or Kentucky.
Bank Statement Loans
Are you self-employed, or do you own your own business? You can apply for a mortgage quickly and easily with a bank statement loan. This type of mortgage does not require you to furnish a W-2 during the application process.
Reverse Mortgage
American Mortgage Solutions Helps seniors apply for reverse mortgages in Louisville and throughout Kentucky, Florida, Colorado, Indiana, and Tennessee.
American Mortgage Solutions Can Help You Choose the Ideal Mortgage
Are you unsure what type of home loan to apply for? You can determine the ideal type of mortgage by assessing your qualifications and your goals.
Qualification factors to consider include your income, credit score, debt-to-income (DTI) ratio, your employment status, and your veteran status. You also should think about how much of a down payment you can afford as well as what you can afford to pay on your mortgage each month.
Some additional considerations include where is your house will be located as well as how long you are planning to live in it.
When you schedule a consult with us, we can help you to go over all of these considerations, and let you know which mortgage products can help you achieve your goals.
See What Our Clients Are Saying About Us!
April B.
18:53 25 Aug 23
I can’t express how grateful and satisfied I am with American Mortgage Solutions after an amazing 25 years of collaboration! From my very first home purchase in 1998 to my last in 2023, they have consistently provided unparalleled service that goes above and beyond mere business transactions.From day one, American Mortgage Solution impressed me with their professionalism, expertise, and genuine care for my financial well-being. They guided me through the intricate mortgage process, patiently answering my questions and ensuring I feel confident at every step.Over the years, I’ve had the privilege of engaging with various members of their team, each one providing their commitment to excellence. In an ever-changing environment, they have maintained a high standard of service that doesn’t waiver with time.
Cora H.
15:54 29 Jun 23
Tara is the best! She is always available for every client myself and my team have brought to her. She is there to answer every question or concern that comes up for our clients and myself as an agent. Extremely thorough! I bring every client I can to her! Thank you Tara!
Justin D.
02:49 27 Jun 23
I highly recommend American Mortgage Solutions and Kris is amazing she gets right to it and answers all your questions Kris is a very hard worker and gets the job done definitely would recommend her to anybody A+ to American Mortgage Solutions 💯
Buy Your Dream Home Now
Are you ready to own your own home? To apply now, please contact American Mortgage Solutions.
To set up your consultation, call (502) 327-9770 in Kentucky or (239) 766-8344 in Florida. We look forward to connecting you with your ideal home purchase loan.
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American Mortgage Solutions is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.
These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners. For information directly from HUD/FHA, visit https://www.hud.gov/guidance For information directly from the VA, visit http://www.benefits.va.gov/HOMELOANS/ For information directly from the USDA, visit http://www.usda.gov/wps/portal/usda/usdahome?navid=GRANTS_LOANS