Loan Options

in Indiana, Colorado, Kentucky, Tennessee, or Florida.

We’re trusted Nationally by top platforms:

Buying your dream home or refinancing in Kentucky, Florida, Indiana, Colorado, and Tennessee begins with finding the right type of mortgage.

We are dedicated to making sure that every borrower who contacts us can discover what they need to achieve their financial goals.

That is why we offer a broad selection of mortgage products including popular loan types like conventional and FHA loans as well as specialized products like bank statement loans and certified divorce lending.

We Offer These Types of Mortgages in Louisville and Beyond


With a conventional mortgage, you can choose an adjustable or fixed rate. Down payments for conventional conforming loans can be as low as 3%.

VA Loans

Veterans, active-duty service members, and eligible surviving spouses may purchase a home with zero down using a VA mortgage. With insurance from the Department of Veterans Affairs, this government-backed loan features flexible qualifications and affordable rates. Another great feature is no PMI.

FHA Loans

Another government-backed loan program with flexible credit qualifications is the FHA mortgage program through the Federal Housing Administration. Down payments as low as 3.5% and affordable rates make this program attractive to first time and returning homebuyers.

FHA 203k Loans

This type of FHA loan lets you bundle together a mortgage to purchase a home and renovate it.

USDA Loans

For borrowers purchasing a home in a rural area, the USDA loan program backed by the US Department of Agriculture opens the door to zero down homeownership with competitive rates.


If you need to borrow more money than you can using a conforming loan, a non-conforming jumbo loan can help you move into your dream home.

Reverse Mortgage

Borrow against the equity in your home to enhance your income during retirement. You have complete control over how you use your funds.

First Time Home Buyer

If you are shopping for your first home, we can walk you through every step of the process and help you identify which type of mortgage is right for you.

Certified Divorce Lending

If you are undergoing a divorce, it is important to work with a Certified Divorce Lending Professional (CDLP) to help you navigate the mortgage, legal, and tax implications of a divorce. We can help you identify obstacles and solutions that a regular mortgage professional might miss.

Investment Property

Invest in real estate in FL or KY with a competitive mortgage that maximizes your ROI. We close fast so you can move on hot properties before your competitors do.

Bank Statement Loans

Are you self-employed, or do you own your own business? For borrowers without a W-2, we offer bank statement loans for an easy alternative.

How Do You Choose the Right
Type of Mortgage?

How do you know what type of home loan is right for your needs? We suggest you assess the same factors that we do:

  • Your income
  • Your employment status and history
  • Your credit score
  • Your debt-to-income ratio
  • Your ability to make a down payment
  • Your veteran status
  • The location where the house will be located
  • Your assets
  • How long you plan to live in the home you are purchasing

See What Our Clients Are Saying About Us!

Cherie Lee
Cherie Lee
22:20 07 Dec 21
Brady was so great to work with. I was going through a hard time personally during the financing of my first home. He went above and beyond to make sure everything was taken care of. He personally tended to things to make my life easier and to make sure nothing slipped through the cracks. His level of compassion and dedication is like no other. He made the loan process bearable during one of the darkest and most heartbreaking times of my life. I was blessed to get to work with him and hope to have the opportunity to work with him again on a future purchase one day.
Den of Flows TV
Den of Flows TV
16:17 07 Dec 21
Thanks to Brady and Travis for the awesome service. They are very responsive and never failed to give me updates on the loan process. Would definitely recommend these guys! Thanks!!
Nancy Pittman
Nancy Pittman
14:41 02 Oct 21
Travis and Matt provided great service during the mortgage loan process. They were responsive to questions and made sure it moved along. I would definitely recommend to others.
Crystal Dancer
Crystal Dancer
16:39 04 Sep 21
Tara King is a gem to work with! She was highly informative, responsive to my needs and was able to work miracles that others hadn’t been able to achieve! I would highly recommend working with Tara and American Mortgage Solutions for all your lending needs!
Dustin Talacko
Dustin Talacko
14:15 04 Sep 21
We are on our 4th mortgage and just used Tara for the first time. She is the best that we have ever used and will use her on all investment properties moving forward. Creative, responsive and on top of the fine details. Strongly recommend.
Kevin Pate
Kevin Pate
13:47 03 Sep 21
Brady and Travis are some of the best people that you will ever meet in the mortgage business! Genuine, friendly, professional, trustworthy.No need to go anywhere else for your your home buying services!!!
Daleigh Kranz
Daleigh Kranz
00:24 03 Sep 21
American Mortgage Solutions handled our mortgage loan perfectly. The team was friendly and fast, and were always easy to get in touch with. Thank you!
Allison Riggs
Allison Riggs
16:55 02 Sep 21
American Mortgage Solutions put my family first! I'm so glad we chose them for our mortgage needs. The communication was great and everything was finished quickly!
Evan Fowler
Evan Fowler
18:42 30 Jul 21
American Mortgage Solutions did an amazing job for me! Communication was top tier, and I always felt well-educated. I always recommend them for mortgage loan needs.
Rhonda Burden
Rhonda Burden
09:40 22 Jul 21
Travis and Brady were so knowledgeable and professional it made this process go so smoothly that we were able to close quicker than anyone could believe! The care and personalization that was given you would have thought that it was them buying a home for their own family! I can not say enough positive things about the smoothness and professionalism and personal care that came from using American Mortgage. God could not have steered us in a better direction. Is was clear to me once we started moving through this process that this was the mortgage company we were supposed to use. Thanks to them (& God first, of course) we have our beautiful Florida home! Many many thanks to Travis & Brady!
Tim Davis
Tim Davis
20:24 20 Jul 21
Brady and his TEAM at American Mortgage Solutions are top notch and very knowledgeable in this ever changing mortgage and real estate industry. I am working closely with them to provide financing for those with financing struggles; whether it be self employed borrowers, foreign nationals or even those who may have had certain credit setbacks.All in all, you can know that you will be taken care of honestly.
Laura Brian Sawdo
Laura Brian Sawdo
11:46 16 Jul 21
AMS has been an exceptional company to work with. The are attentive to our needs and very timely in their responses to our requests. They have given us sound advice to some of our most challenging hurdles with buying a home or refinancing our current home. I sincerely appreciate all they have done to make the loan process as seamless and painless as possible! Thank you AMS, you have restored my faith in mortgage companies!
Stephanie Burkhardt
Stephanie Burkhardt
15:52 14 Jul 21
Kristal at American Mortgage Solutions helped make our dream of owning a home a reality! We just purchased our first home in June and have heard how stressful the process can be. Kristal was attentive and informative during every step of the way and made it as seamless and stress-free as possible for us. I literally could not have asked for a better experience and will recommend her to anyone and everyone I know for their mortgage needs!
Next Reviews

Apply Now for a Mortgage
in Kentucky or Florida

On your own, it can be a challenge to identify the ideal type of home loan. But with American Mortgage Solutions on your side, it can be fast and easy to find the right mortgage.

To schedule your consultation and find a suitable home loan today, please give us a call at (502) 327-9770 in Kentucky or at (239) 766-8344 in Florida. We are also licensed in Tennessee, Indiana and Colorado.